Most Everyone Qualifies, even with past health issues.

No Medical Exams Required.

Just Answer a Few Simple Health Questions.

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The only thing worse than dealing with the loss of a loved one is not having the means to take care of their final expenses.


No Medical Exams Required.
Most People Qualify Even With Health Conditions.

What Makes Our Final Expense Plans Different?


Money to pay for expenses


Support service to plan final arrangements



How many times have you been on social media and you run into a GOFundMe campaign collecting money for a funeral for someone who passed away unexpectedly? The truth is that we never know when our time will come, most people pass away unexpectedly.

Our insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the nation’s largest final expense insurance companies. We specialize in helping people cover their funeral costs and other final expenses.

Donation Jar


When a policyholder passes away — we want to make sure things go smoothly and easily.

Our policies are specifically designed to keep your family from suffering with the burden of dealing with the details.

Family support services are included with each plan to help negotiate your final wishes and to make sure that funeral homes do not take advantage of the pain of your loved ones.


Join over 1 Million people protecting their families with Negeb Agency!

Our newsletter delivers important updates and information concerning your funeral rights directly to your e-mail box.


Waymond Wesley

District Manager MGA


Former school Principal and School District Leader, joined Lincoln Heritage in August 2016. He earned over $130,000 in first full year. Within six months he became a leader and top producer in Texas and the nation. In just 12 months his team and leadership expanded into New Mexico where they produced over $100,000 in one month. In just 18 months he became a district manager within Lincoln Heritage Life Insurance Company.

Today our team of leaders are expanding throughout Texas, New Mexico and other states.

His team leaders are:


  Kim Wesley

  Lakeita Opore

  Kenesha Marshall

  Iman Edwards

We are growing and looking for highly self motivated, community building people. If you are looking for an opportunity to be a part of our growing dynamic team that’s making a difference, Join Us today!

Over 1 Million Families Trust Us And You Can To!


 Don't take our word for it, find out for yourself!


Do You Love To Help Your Community?

Want To Become Financially Stable?

Become a Life Insurance Agent

"Talk to us, we're online!"